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How To Create A Payoneer Account [With $50 Bonus]

Istiak Rayhan
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If you are from one of the PayPal unsupported countries like Bangladesh or Pakistan, you might know how difficult it is to make international online transactions. To make things easier, Payoneer came to the scenario. It makes money transfer insanely easy and fast.

Payoneer is an online payment solution that handles money transfers safely and securely to over 200 countries worldwide. It supports more than 150 currencies. It can be used anywhere in the world.

In this post, I will be sharing how to get started with Payoneer with a $50 bonus. It’s a special bonus for our readers. Normally, Payoneer offers $25 bonus.

What is Payoneer?

Payoneer is an international money transfer system that can be used in more than 200+ countries. It’s one of the best PayPal alternatives. You can also withdraw money from Payoneer through your local bank. It can also be used in local ATM booths. Read our in-depth Payoneer review here.

Uses Of Payoneer

Before moving further, I’d like to tell you some uses of Payoneer.

  • You can use Payoneer to withdraw money from supported ATM booths.
  • You can shop all around the world from sites like Amazon, and eBay.
  • You can book hotels online via sites like
  • You can get payments from freelancing sites like Upwork, Freelancer, Elance, Fiverr, etc.
  • You can get paid from affiliate networks like ShareASale, CJ, Impact Radius, etc.
  • You can buy domain and web hosting from sites like HostGator, Namecheap, etc.
  • You can apply for a Free Virtual US Bank Account to make global transactions.

How To Create A Payoneer Account

Applying for a Payoneer account is extremely easy. All you need to do is, sign up on and wait for the account confirmation.

Now let’s see the step-by-step tutorial.

1. At first, go to (ref. link) and click on “Sign Up & Earn $50” .

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2. Then choose who you are, what you are looking for, and your current payment volume.

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3. Then click on the ‘Register’ button.

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4. On the next page, you need to enter your Name, Email Address, and Date of Birth. Make sure that you provide the name and date of birth in accordance with your National ID/Passport/Driving License. Then click on ‘Next.’

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3. Now you need to enter your contact address. Make sure to enter the correct Address, City, and Postal Code. And click on ‘Next’.

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4. On the next step, you need to specify a Password and a Security Question. Take a screenshot of the security question’s answer or write it down on the notepad. Security Question will help you to retrieve passwords if forgotten.

And then provide any of the information (National ID/Passport/Driver License). Click on ‘Next’.

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5. Then provide your Bank information and click on “Submit”.

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6. Then they will review your application.

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Then you will get ‘Order Confirmation email. Once your Payoneer account has been approved, you will get a letter on your address.

How To Activate Payoneer Account

Activating a Payoneer account is very easy.

Once you’ve received your letter from Payoneer, log in to your Payoneer account using your Username and Password. Username is usually the Email address you’ve used while applying for the Payoneer account.

After logging into your account, click on the ‘Activate’ button. (Follow screenshot)

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Now you need to enter the 16 digit card number from your newly received card so that Payoneer can verify that you’ve received the confirmation letter. Then choose 4 digit PIN that you will be using in ATMs and stores. Don’t forget these 4 digits. Click on ‘Activate’.

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On the next page, it will be confirmed by showing a message “Your request was successfully performed”. You will also receive an Email confirming your activation success.

Now you can start using your Payoneer account.

How to Add Funds to Payoneer Account

Once you’ve activated your Payoneer account, it will show $0.00 on your account. To get $50 bonus, you’ll have to receive at least $1000 to your Payoneer account.

Now let’s see how can you load money to your Payoneer account.

You cannot transfer money to your Payoneer account from any other Payoneer account or from the local bank. Currently, there are two main ways to add funds to your Payoneer account.

1. Receiving Payments from Payoneer Supported Companies 

Bloggers, Freelancers, and Affiliate Marketers can get payment from the companies that support the Payoneer payment method.

Here are some popular companies that offer Payoneer payment.

  • Freelancing sites: Elance, Odesk, Fiverr, 99Designs, Freelance, etc.
  • Affiliate Networks: Shareasale, Commission Junction, Clickbank, Envato, etc.
  • Advertising Networks: Buysellads, Infolinks, Revenuehits, Qadabra, Kontera, etc.

2. Using US Payment Service

This service allows Payoneer account holders to receive payments from US-based companies. You don’t need to be a US resident to receive money from US-based companies like Amazon, Clickbank, etc. All you need to do is, use the ‘US Payment Service’ of your account.

You can also add funds by making money through Payoneer Affiliate Program.

How to Withdraw Money from Payoneer Account

You can withdraw Payoneer money to your local bank account or local ATM booth.

Withdraw Money to Local Bank

Let’s see how to withdraw Payoneer funds to a local bank account.

First, you need to submit your bank account for approval. Follow these simple steps.

1. Login to your Payoneer account.

2. Go to “To Bank Account” under “Withdraw” from the main menu.

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3. It will ask you to add your bank account details. Just click on the “ADD NEW” button.

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4. In the next step, you need to confirm your account ownership by entering your Payoneer Card Number, CVV, Date of Birth, and Payoneer Account Password.

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5. Then enter your bank account details (Bank name, Branch name, Account name, Account number and Bank account description).

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6. Then you will get a thank you note. Payoneer will send you an email confirming bank account approval.

Once your account has been approved, you can withdraw money to your bank account. Just follow these steps.

1. Login to your account and go to “To Bank Account” under “Withdraw” from the main menu.

2. Then select your bank account and enter an amount to withdraw. Click on the “NEXT” button and confirm your withdrawal.

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7. Your funds will be deposited within 4-5 business days.

Withdraw Money from a Local ATM

You can withdraw Payoneer money from your local ATM booths. Just make sure that the ATM is Payoneer supported. You will be paid in your local currency.


Hope this post helps you to get A Payoneer Account. If you have any questions regarding Payoneer, feel free to ask me via comment.

However, if you find this post useful, help me by sharing this post on Facebook, Twitter, or LinkedIn.

written by

Istiak Rayhan

Istiak Rayhan is the founder of, a blog that aims to make bloggers’ journey easier. Istiak loves to help newbie bloggers to build a better blog. Here’s more about him.


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  1. This is a well detailed info.

    I am only having a problem receiving the ‘Order Card Confirmation’ mail.

    How do I go about this?

  2. Hello Istiak, I have signed up just now through your link. Hope you will be helping me out with any support I need.

  3. Hello Istiak,

    Will I have to pay 29$ yearly charge before I receive the Mastercard or after? And how would I recharge my payoneer account?

  4. Hey! I just want to say: thank you for referral link. Today I get my bonus 50$ (after I received transactions that little bit more than 100$). I hope you get your referral money to, thanks again.

  5. hello bro,
    i have signed up for a payoneer account yesterday but i have’not get ‘Order Card Information’email yet
    how to get payoneer mastercard ????

  6. Hi bro,
    I am from Bangladesh.I want to sign up for Payoneer.
    Recently, I have opened a bank account for Payoneer.
    The bank gave me my account number like 123.456.789 now while signup, Payoneer is giving a demo of account number like 123456789.Now while sign up should I use dot(.) or give account number like123456789(without dot).

  7. I had been facing transaction problems and was very upset for my inability to pay for my many types purchasing like domain and hosting payments. Fortunately, I found one of my younger brother in America and solved my problems by using his master card. I am presently using his card and suffering from the inferiority complex. I feel I disturb him as I do transaction 2/3 times every month. Payoneer MasterCard can be a great solution for me. Thanks a lot.

  8. Hi, I would like to know if the $50 bonus for signing up to payoneer via your link is valid at this moment? Is it still $50 or just $25?

    Thank you!

  9. Hi Istiak,

    Please explain how your link can offer a $50 Payoneer bonus while all other links only provide a $25 bonus?

    Best regards,

  10. Hey Istiak,
    I thanks for sharing this Payoneer guide, I am from Pakistan and here PayPal is not allowed and I have successfully signed up and receive my Payoneer card and now when I tried to link my PayPal with my Payoneer I also got success.
    Thanks for this informational page.

  11. I am from Nigeria I don’t have work and I want to start doing something that can give money at home in other to feed my family. If it is survey or any other online business that can give me income. I am ready please help me out because I don’t want to take my life. Thanks and God bless you. I need help because I am getting out of control .

  12. Thanks for the wonderful information God will bless you more. I am from Nigeria most of online paid survey don’t accept Nigeria but can I still get this payonner card and please I need sitesthat use to pay and accept Nigeria . Thanks

  13. Hey.I have signed up in payoneer in January and got my master card in February. Was The free bonus offer was available at that time?? And will I get My bonus ($25 or $50)???

    1. If you have used my promo link, then yes. You are going to get $50 bonus after making a transaction of $100.

  14. Hey man!
    I tried signing up but in the fifth step of registrating they asked me abount my bank account, and I don’t have one!
    What should I do?

  15. This is good stuff man! I signed up on your link because of your detailed guide and for the $50 :D

    Now, on the earning part, if I Refer a Friend, can they load their account using credit card or debit card or from the local bank so we both can get the $25 asap?

    Thank you very much!

    1. Thanks for signing up with my link. And talking about earning, you cannot load your account through credit or debit card. But you can receive payment from other Payoneer account holder or from companies that support Payoneer.

        1. They have to receive payments from others. It could be affiliate commissions, freelancing earnings, or payments from other Payoneer account holders. You cannot load money through credit card, debit card, or bank.

          1. Man, I’m trying to earn my $100 through referrals for you and me to get the $50 bonus :) One of my referrals already received $100 payment, how long does it take for us to get the $25 bonus? It’s been 3, days and we have not received confirmation of the bonus we will get.

  16. Hi, brother, Within how many days I have to receive $100 USD in my account after signing up? If I register today and receive my first $100 after, say, 1 year will I still get the $50 bonus?

  17. Thanks a lot for this post. I registered with Payoneer and waiting for the review process to complete.

    Happy to read your post in time.
    Cheers !

  18. Thats great Ishtiaq. A nice and complete tutorial for opening Payoneer account. However, I have already that Payoneer account. Thanks for details.

  19. Dear sir,
    I have an account in Payoneer but not get MasterCard yet, I think the man having postal code got it and did not give to me. My question is, whether he use my master card or not? Now, what I should do?

  20. Ratna Kumari Upadhyay

    Respected Sir/Ma’m
    I like to order for Payoneer MASTER card for my binary option market trades.
    I like to withdraw my money in Nepal through Local banks.

    1. You can withdraw your money from local banks in Nepal. Just order the Payoneer card. Let me know if you need any other bits of help.

  21. any one tell me that I have given the order of my card but I haven’t received the confirmation email that your card will receive in this

    1. Payoneer doesn’t provide any specific date when your card will arrive. Generally, it takes 7-10 days.

  22. I completed the order of Pioneer Card. But I made a silly mistake, I didn’t add my actual location like (my home name, street name) just provided my postal code and the name of my area location.
    So the question is can i Get it? Is there any option to change my location?

  23. 1. If Payoneer master prepaid card is not available in India then if I receive card in India but when I goes Nepal or any other country, Can I withdraw or not cash in any other country if their cards service available?

    2. for withdrawing cash in local bank in India I have to submit also my ID PROOF /ADDRESS Proof to verify my id after register Payoneer a/c?

    3. Payoneer address proof and company address where payment sent to Payoneer should be matched then i get payment from of it may be different my address proof?

    1. 1. Yes, you can as long as ATM supports Mastercard.
      2. It depends on your bank. Contact with them.
      3. Name should be the same.

  24. Hi, i am tanvir hossen from bangladesh, i can not active my payoneer card here want 16digit card number, my question where i will get this 16 digit number

  25. Hello, I have applied for the Payoneer MasterCard just now through their website. I have been notified that I will receive the card within the next month (25 Jan 2016). Will it take any longer? And through which delivery service will they send it to me? (Bangladesh)

    1. If you don’t get the card within the time, contact to Post Office. You will get your card through your Post Office.

  26. Hi,
    Your article about payoneer is very good and i can understand clearly. now can you please advise which bank supported payoneer in Bangladesh and banking charge details


  27. Nice post from Istiak. Could you please tell me if I relative/friends would be able to load money in my payoneer mastercard card fro Singapore, Australia .. any other country.
    If I purchase a $4.00 goods from a shop, will Payoneer charge $3.00? What do they mean by $3.00 for every transaction? Please clarify.

    Will I be able to load fund from my another debit/credit card?

    1. Once you enter ’16 digit card number’ to verify that you’ve received the card, it will be activated instantly.

  28. Md Redwan Reza

    I live in Bangladesh. My payoneer Prepaid Master Card has just arrived 15 May 2015. Its balance is still zero. I can not earn money through any organization that support Payoneer. Some Guys said to me that loading money from card to card is impossible unless I load my card from any organization that supports payoneer. A man tried to load money from his card, but failed. What do I do if I can not earn $ from any organization that supports payoneer and can not load my card in 60 days after its activation?

  29. hello dear Istiak,
    I have a PayPal account, but I just want to purchase this card too but don’t know much about it. I read your article over Payoneer and I am damn sure that now I am able to get it now.
    Thank you again.

  30. Hey Istiak,
    I have been using this card since 2011 and it’s the most flexible option for international marketers. I also have earned many times $25 from referrals so I encourage everyone online to give this a try.

    Now if you own a business in US and want international marketers to do your promotion, you need this option to handle affiliate payments.

    Thanks for this review

    1. I’ve just started using this card. This card is very helpful for getting payments from affiliate marketing sites like Sharesale, Clickbank etc. Thanks for sharing your experience.

      1. I have withdrawn $70 from Fiverr for the first time. Paid $37 annual fee.
        Now I’ll receive $95. So ,Will I take my $25 extra after receiving 95?


    2. hi, My friend referred me to open a Payoneer account & he told me that if i sign up with his referral link we both will get $25 for the first $100 Load in my account.

      My question is, can anyone with a Payoneer account transfer $100 to my Payoneer account? If it can be done, would I be able to get $25 referral bonus for this transfer?

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